A recent legal opinion, commissioned by the German Federal Ministry of the Interior and Community (BMI) and published by the University of Cologne, has provided definitive clarity on a critical, long-debated conflict: the irreconcilability of US data access laws (like the CLOUD Act) with the European Union’s fundamental rights and stringent regulatory framework. For regulated […]

Why Mastercard’s UAE launch marks the beginning of a structural shift in payments, governance, and market competition. A New Economic Actor Enters the Payments System The introduction of Mastercard’s Agent Pay in the UAE represents more than a milestone in payments innovation — it may be the first real example of autonomous machine actors participating […]

Why Switching Payment Providers Is Easier Than It Looks Switching payment providers is rarely at the top of a merchant’s priority list. It feels risky: what if payments stop working, customers abandon their carts, or recurring billing data gets lost? For many businesses, the fear of downtime outweighs the clear benefits of moving to a […]

Avoid These 7 Payment Mistakes That Could Kill Your Conversions Expanding your business and selling internationally is a big milestone. It signals growth, ambition, and confidence in your product. However, there’s one hard truth: most global expansion efforts don’t fail because of logistics or demand—they fail because of friction at the checkout. A well-known brand […]

Munich, Germany – September 2025 – Novalnet, a BaFin-licensed global payment service provider, proudly announces its official go-live as a VISA acquirer and recognition as a VISA Principal Member. This milestone places Novalnet among a select group of financial institutions worldwide that hold the highest level of partnership with VISA, one of the world’s most […]

E-commerce has grown from a convenient alternative to traditional shopping into the dominant mode of retail. What was once a desktop-only experience with limited payment options has transformed into a global ecosystem that adapts to the needs of diverse consumers. At the heart of this revolution lies the evolution of payment systems.

Enterprises across Europe run on SAP—whether for finance, procurement, customer experience, or digital commerce. But when it comes to integrating payment processing, things can get complicated quickly. Traditional integrations are often clunky, time-consuming, and riddled with compliance risks. Even worse, they disrupt the flow of data between your SAP landscape and your finance or customer […]

The way we move money is changing. Not overnight, and not with loud fanfare. But steadily—underneath the surface of day-to-day transactions, under the rules of regulators, and across the servers of financial infrastructure providers.

France is a country that’s both fiercely proud of its traditions and surprisingly receptive to change, the way consumers and businesses handle payments reveals a lot about how France works—and how businesses outside it can succeed within it.

The B2B market today is filled with companies claiming the same qualities: efficiency, scalability, and innovation. However, these terms are becoming increasingly indistinct and fail to differentiate businesses in a meaningful way. In such a competitive environment, what truly helps a company stand out is a messaging strategy that speaks directly to the real needs […]

Subscription-based models have rapidly evolved from a niche offering to a mainstream expectation. Whether you’re running a SaaS business, offering online courses, managing a fitness center, or publishing exclusive digital content, one thing is certain: your ability to automate payments and reduce churn can make or break your business.

As the popularity of cashback, loyalty, and bonus programs grows, so too do the regulatory challenges that accompany them—especially for providers operating within the European Union. These business models often rely on complex financial flows between third-party manufacturers, program operators, and consumers. This makes it essential to ensure that every transaction is processed in accordance […]