Subscription-based models have rapidly evolved from a niche offering to a mainstream expectation. Whether you’re running a SaaS business, offering online courses, managing a fitness center, or publishing exclusive digital content, one thing is certain: your ability to automate payments and reduce churn can make or break your business.

Businesses need more than just a way to accept payments in an increasingly digital world—they need reliable infrastructure, compliance, and future readiness. That’s where a payment service provider (PSP) comes in. This article breaks down what PSPs do, how they’re evolving across Europe, and what merchants should expect by 2026. What Is a Payment Service […]

As the popularity of cashback, loyalty, and bonus programs grows, so too do the regulatory challenges that accompany them—especially for providers operating within the European Union. These business models often rely on complex financial flows between third-party manufacturers, program operators, and consumers. This makes it essential to ensure that every transaction is processed in accordance […]

What is a Virtual IBAN? A Virtual IBAN (International Bank Account Number) is a digital alternative to a traditional IBAN that enables businesses to receive and manage payments in multiple currencies through a centralized system. While it functions like a real bank account on the surface—receiving payments, assigning references, and processing transactions—it is actually a […]

Introduction to SEPA Direct Debit The Single Euro Payments Area (SEPA) continues to revolutionize euro transactions across Europe. Created to unify and simplify cross-border payments, SEPA supports efficient euro bank transfers within 36 participating countries. SEPA Direct Debit (SDD) is a crucial feature of this system. It enables businesses to collect payments from European customers […]

No CFO ever called a press conference because their payments processed flawlessly. But ask anyone in the room during a failed payout, a blocked transaction, or a cross-border refund gone wrong—and you’ll find the real cost of unreliable payments. Payment failures are widely reported in the news, whereas successful, routine operations rarely make headlines. Payment […]

What growing subscription-based businesses can learn from enterprise leaders in billing, churn reduction, and seamless systems integration.Subscription management is no longer a back-office function—it’s the strategic engine powering long-term growth for SaaS and service businesses. As enterprises scale, managing subscriptions effectively means more than processing recurring payments. It involves orchestrating seamless customer experiences, reducing churn, staying compliant across regions, and ensuring smooth integration with ERP and CRM systems.

AI Shopping Agents: The Future Is Convenient – But Can We Still Trust It? AI shopping agents are revolutionizing digital commerce by simplifying purchases and decision-making processes for consumers. But are they secure enough? Digital Commerce’s Next Shift: Enter the AI Shopping Agent Digital commerce is facing the next wave of disruption. Following the triumph […]

Sustainability has become a central concern for both consumers and businesses. As environmental awareness grows, the demand for eco-friendly payment solutions is reshaping the way we conduct transactions. This article explores essence of eco-friendly payment methods, their benefits, and how they are paving the way for a greener future in commerce.

If you operate a cashback or loyalty program in Germany, you may now be at risk of non-compliance with BaFin’s Payment Services Supervision Act (ZAG), which strictly regulates financial transfer transactions. Ignoring these new regulations could lead to heavy fines or even forced business closures. So, what does this mean for cashback providers, and how can they continue to operate legally?

From phygital experiences blending physical and digital methods to AI-powered fraud prevention and blockchain integration, discover how these trends are reshaping the payment landscape. Learn about real-time transactions, collaborative ecosystems, and global accessibility that are set to define the industry.

The Single Euro Payments Area (SEPA) enables businesses and individuals to conduct seamless cross-border payments in euros. Established on February 1, 2014, SEPA harmonized payment standards across all European Economic Area (EEA) countries, simplifying and standardizing transactions within Europe. Currently, as of January 2025, 36 countries are part of the SEPA zone.