We’ve made payment solutions simple so that you can offer your customers a secure and comfortable payment experience resulting in more successful conversions for your business.

• 150+ country-specific payment methods.
• 100+ instant plugins for easy integration with all popular eCommerce, CRM and ERP platforms 125+ currencies accepted with payout in EUR, GBP, USD + 22 more.
• Supports credit/debit cards, direct debit, bank transfers, wallets, invoice payments, pre-payments, and instalment payments.
• Support for membership, subscription, marketplace, affiliate, pay-by-link, and MOTO payments.
• Fully secure in a PCI DSS Level 1 payment ecosystem supported by AI-powered fraud prevention.
• 99.99% uptime with 24/7 real-time monitoring for optimum system health and protection against external threats.

Novalnet’s instant payment plugins support 100+ e-commerce/ERP/CRM platforms and make integration a breeze. The plugins/add-ons are significant value addition, especially for businesses who use enterprise platforms from SAP, Salesforce, etc., at a saving of thousands of Euros.

Plugins for e-commerce platforms like Magento, Woocommerce, etc., are a boon for SMEs who can integrate payment with little to no development effort.

Easily integrate a fully secure payment page into your checkout flow, offering a seamless buying experience for your customers.

Easy integration

Integrate with one line of code. Choose an option to show the payment form inline or as an overlay right on your checkout page, or redirect to our secure page.

One-click Payment

Tokenized payment data allows repeat customers to complete payments with just one click without reentering payment info each time they are on your cart, making payments easy for repeat customers.

Tokenization

Tokenizing user payment data helps in safe storage and reuse for one-click payments. Fully encrypted payment tokens are stored in a zero-compromise PCI DSS Level 1 environment with no parties having access to the actual payment info itself.

Accept payments with a click, even with no webshop or POS. Create a link, share it and get paid instantly.

Create link

Use our dashboard to generate a custom payment link, with multiple options to get paid the way you want.

Share link

Share the link directly from the dashboard via email, instant messaging or social media. Neat short URLs make the process even more user-friendly.

Get paid securely

Your customer clicks on the link to complete the payment in a fully-secure page hosted by Novalnet, but customised to match your brand.

Collect online payments from customers without internet access – perfect for MOTO/Telesales. Customers follow easy voice instructions on a phone call to complete payment.

No internet required

Collect payments even when your customer has no internet access. All they need is a phone connection.

IVR technology

Our Interactive Voice Recognition system will guide your customers to punch in and authorise payment using any connected phone.

Fully secure

All transactions are encrypted and take place in a fully-secure, GDPR-compliant, PCI DSS Level 1 certified environment hosted in Germany.

Make sure your invoices stand out and project a brand image that fully aligns with your strategy and fosters trust. Our automated invoice feature helps you deliver invoices to your customers in multiple formats.

Fully customisable

Easily configure and automatically send all invoices customised to match your corporate identity, country, language and more, with support for 100+ data fields.

Prompt delivery

Automatically deliver invoices to your customers by email and, if you prefer, by post too.

Secure archive

Archive and retrieve your invoices in various formats using our secure, audit-ready storage system, designed to give you the peace of mind you deserve.

Novalnet makes it easy to manage your marketplace or affiliate system with fully-secure payments, automated payouts and commission calculations.

Secure payments

Accept payments via a fully-secure payment form with multi-vendor, multi-cart support, using country-specific payment methods your customers like.

Marketplace payments

Automate split payments to participating merchants and the marketplace owner by setting up payment rules and schedules using our easy-to-use dashboard. All payments are calculated and transferred directly to all parties from our escrow accounts.

Affiliate payments

Easily set up revenue share calculation rules in the dashboard to remove affiliate commission calculations’ pain. Then, commissions are calculated, and payments are transferred automatically from our escrow accounts.

Let your subscribers enjoy more of your services while we take care of the schedule and safety of subscription payments.

Secure payments

Accept payments in a fully-secure payment form supported by AI-based fraud management.

Automated payouts

After the first transaction, all payments are automated, strictly following the frequency and schedule you set up in the dashboard.

Intelligent calculations

Subscription information is stored in Novalnet’s PCI DSS Level 1 infrastructure, which saves you the hassle of having your own PCI compliance.

Our AI-based fraud prevention systems, along with our fully-secure payment environment hosted in Germany, ensure that all transactions and customer data are 100% safe and secure.

AI-based fraud prevention

We secure your business proactively, stopping payment fraud and chargebacks before they damage your business’ integrity.

PCI DSS Level 1 Certified

End-to-end encrypted transactions are processed within a fully-secure PCI DSS Level 1 payment system, hosted exclusively in Germany.

Credit risk checks

Integrated B2B and B2C identity, credit risk and fraud prevention solutions function from a single platform. Global data availability ensures that our systems perform effortlessly worldwide.

Your funds are always safe in an insolvency-proof escrow account, stored until they’re paid out to you on schedule, no matter what happens.

Insolvency proof

A life-saver when it comes to mitigating financial risk. Funds from transactions always remain in an insolvency-proof escrow account until they are paid out to you.

Zero risk

Your funds are 100% protected against any risk of non-payment, with disbursements made directly from the escrow account.

100% compliance

Fully compliant with all regulatory requirements, which are regularly verified and documented by BaFin, German Bundesbank and auditors.

Novalnet’s automated debt collection system sends payment reminders and triggers debt collection processes with a high success rate to ensure money gets to where it belongs.

Fully automated

The entire dunning process, from payment reminders to legal debt collection, is fully automated, with no intervention required from you.

Payment reminders

Payment reminders are sent when a payment default is detected and the collection process is triggered when payment reminders are ignored.

Transparent processes

Our dashboard offers a clear status overview that helps you track the progress of dunning activities at every stage.

Novalnet’s automated receivables management system keeps your cash inflow optimal, and helps you keep a close watch on your receivables.

Improve cash inflow

Maintain a steady cash inflow with a clear picture of any blockages and a systematic record of all sales transactions.

Reduce bad debts

Keep close track of the payment schedule so that you can regularly follow up with your debtors and avoid risking bad debts caused by lack of funds.

Boost sales

Improve customer relationships by keeping track of your customers’ payment performance so that you can offer them incentives for steady payment history.

Keep track of every transaction, analyse trends and sync with your accounting software using Novalnet’s end-to-end analytics and reporting engine.

Analytics

Develop in-depth business insights using the extensive data available in your admin dashboard.

Automated reports

Forget accounting worries when you use our reporting tools to sync all transactions and their status with your accounting, CRM or ERP system in real-time.

Universal formats

Choose from a variety of formats and data fields to match your accounting system, including CSV, XML, SOAP, IDoc and MT940.

Customise all user-facing documents, pages and forms to fully match your branding and customer journey. Take full control, using your logo, colours and layouts to ensure your presentation reflects the value of your brand.

Fully customisable

Easily configure and automatically send all documents customised to match your corporate identity, country, language and more, with support for 100+ data fields.

Prompt delivery

Automatically deliver invoices to your customers by email and, if you prefer, by post too.

Secure archive

Archive and retrieve your documents in various formats using our secure, audit-ready storage system, designed to give you the peace of mind you deserve.

Our commitment extends beyond providing secure payment services for businesses; we also make sure your end-customers are fully supported and take care that any concerns they might have are addressed.

End-user portal

Your customers can access transaction details anytime using the 17-digit transaction number (TID), as seen on their card or bank statement, and the associated email.

Support hotline

End-users can call our support hotline +49 89 9230683-29 (Mon – Fri 9am – 4pm) and our support team will be happy to answer all payment-related concerns.

Email support

Your customers can also send an email to payment@novalnet.de with details of the transaction ID (TID) as seen on their card or bank statement.

Novalnet makes adding online payments to your business an effortless task. We offer you a choice of easy integration options, including many that can be implemented without developers and coding.

Instant shop plugins

Use one of our 100+ ready plugins to connect payment to your e-shop, CRM or ERP platform instantly.

Hosted payment page

Redirect customers to our fully-secure hosted payment page. They’ll be back on your website as soon as the payment is completed.

APIs and SDKs

We make life smooth for ecommerce developers with multiple API endpoints and SDKs for mobile and web. Our in-house development team is always on hand to help.