Virtual Terminal
Setup your virtual terminal instantly and process electronic payments by telephone, mail order, fax, email, or in person. All you need is an web browser on any device with internet connection.
Read white paper
1. Device Independent
All you need is a web browser with internet connection and your payment terminal / vPOS (virtual POS) is ready to go. One account allows you to run the terminal on multiple devices in multiple locations at the same time.
2. Instant Setup
The virtual terminal comes preloaded with all Novalnet payment service account. Avoid all hassles of acquiring and setting up and maintaining physical devices.
3. Fully Secure
All payments are processed on a fully secure page hosted by Novalnet who collects, secures & tokenizes card data in real-time while processing payments. Our PCI/GDPR compliant Privacy Vault ensures all PII data are managed securely.
Why virtual terminal?
B2B / B2C / D2C payments
Collect payments straight from our dashboard or integrate into your
ERP/CRM (SAP, Salesforce, etc.) workflows using our APIs.
Small businesses
Brick and mortar businesseses without webshops or POS systems can accept payments in a fully secure environment. Security and safety of payment information is completely managed by Novalnet.
Multiple payment methods
Unlike conventional POS machines which can process only cards, Novalnet’s virtual terminal allows you to accept Direct Debit SEPA and invoice payments too.
Frequently Asked Questions
A virtual terminal is a web-based interface that allows merchants to manually enter customer payment details (e.g., card or bank info) to process transactions without needing a physical card reader or point-of-sale device.
Novalnet’s virtual terminal allows your staff to log in via a secure web portal and enter customer payment data—such as card or SEPA details—to process payments in real time, ideal for MOTO (mail order/telephone order) and remote billing.
You can accept credit and debit card payments, SEPA direct debits, and other local options supported by Novalnet’s platform—enabling fast and flexible billing for phone, email, or offline orders.
Yes. The virtual terminal is PCI DSS Level 1 certified, ensuring that customer payment data is securely handled. No sensitive data is stored on your systems, reducing compliance burden.
Virtual terminals are widely used by customer service teams, accountants, B2B sales teams, law firms, healthcare providers, and service-based businesses that need to process payments manually or by phone.
Yes. Novalnet’s virtual terminal supports full and partial refunds, as well as recurring or subscription payments using tokenisation—without requiring the customer to re-enter their details.
Yes. Every transaction is recorded and viewable via the Novalnet admin portal, including timestamps, user details, and payment status—helping with reconciliation, audits, and customer service.
Yes. You can set up multiple team members with different access roles (e.g., read-only, refund-only, full access), ensuring secure and controlled usage of the terminal.
Accept MOTO payments the way you like it
In addition to virtual terminal, Novalnet also offers MOTO / Pay-by-Link payment with support for more than 100 payment methods
Telesales
Close a sale instantly by sharing a payment link instantly
Include a payment link in your emails, complete with your own branding
Social media
Create sales channels out of your social networks
QR Code
Create QR Codes out of your payment link to offer better accessibility and reach
Invoice
Include payment links to your invoices or quotes to remove payment bottlenecks
Messaging
Send a payment request and redirect your customers to a fuly secure payment page
Start accepting payments in 3 steps
1. Create account
Register your details to access the payment dashboard.
2. E-sign
Complete and e-sign our simple contract and upload a minimal set of documents.
3. Integrate
Start accepting payments instantly with easy integration
