Subscription-based models have rapidly evolved from a niche offering to a mainstream expectation. Whether you’re running a SaaS business, offering online courses, managing a fitness center, or publishing exclusive digital content, one thing is certain: your ability to automate payments and reduce churn can make or break your business.

As the popularity of cashback, loyalty, and bonus programs grows, so too do the regulatory challenges that accompany them—especially for providers operating within the European Union. These business models often rely on complex financial flows between third-party manufacturers, program operators, and consumers. This makes it essential to ensure that every transaction is processed in accordance […]

What is a Virtual IBAN? A Virtual IBAN (International Bank Account Number) is a digital alternative to a traditional IBAN that enables businesses to receive and manage payments in multiple currencies through a centralized system. While it functions like a real bank account on the surface—receiving payments, assigning references, and processing transactions—it is actually a […]

Introduction to SEPA Direct Debit The Single Euro Payments Area (SEPA) continues to revolutionize euro transactions across Europe. Created to unify and simplify cross-border payments, SEPA supports efficient euro bank transfers within 36 participating countries. SEPA Direct Debit (SDD) is a crucial feature of this system. It enables businesses to collect payments from European customers […]

No CFO ever called a press conference because their payments processed flawlessly. But ask anyone in the room during a failed payout, a blocked transaction, or a cross-border refund gone wrong—and you’ll find the real cost of unreliable payments. Payment failures are widely reported in the news, whereas successful, routine operations rarely make headlines. Payment […]

What growing subscription-based businesses can learn from enterprise leaders in billing, churn reduction, and seamless systems integration.Subscription management is no longer a back-office function—it’s the strategic engine powering long-term growth for SaaS and service businesses. As enterprises scale, managing subscriptions effectively means more than processing recurring payments. It involves orchestrating seamless customer experiences, reducing churn, staying compliant across regions, and ensuring smooth integration with ERP and CRM systems.

Sustainability has become a central concern for both consumers and businesses. As environmental awareness grows, the demand for eco-friendly payment solutions is reshaping the way we conduct transactions. This article explores essence of eco-friendly payment methods, their benefits, and how they are paving the way for a greener future in commerce.

In this exclusive episode of EGN Podcast, NOVALNET CEO Gabriel Dixon shares how their customer-first mindset and tailored payment solutions are helping businesses around the world reduce friction, cut costs, and scale with confidence.

If you operate a cashback or loyalty program in Germany, you may now be at risk of non-compliance with BaFin’s Payment Services Supervision Act (ZAG), which strictly regulates financial transfer transactions. Ignoring these new regulations could lead to heavy fines or even forced business closures. So, what does this mean for cashback providers, and how can they continue to operate legally?

At the recent Web Summit in Lisbon, Visa announced exciting new initiatives aimed at empowering creators to thrive as small business owners. In a landmark moment for the digital economy, Visa officially recognized creators as small businesses. From musicians to influencers, artists to online entrepreneurs, creators are revolutionizing the landscape of commerce—and Visa is here […]

The shift to contactless payments isn’t just a change in how we transact; it’s a revolution in consumer expectations, business strategy, and digital security. This movement has picked up tremendous momentum, creating waves that businesses of every size—particularly medium-to-large enterprises—simply can’t ignore. Here’s what this shift means for leaders who aim to stay competitive and […]

The way customers interact with your payment process can make or break their overall perception of your brand. A seamless, transparent, and supportive payment experience isn’t just about completing a transaction—it’s a key touchpoint that can significantly influence customer satisfaction and loyalty. In today’s competitive environment, businesses that excel in this area differentiate themselves by […]