The payment industry enters 2026 in a phase of accelerated transformation. Consumer expectations are changing quickly, regulatory pressure is intensifying, and geopolitical tensions are reshaping global commerce. At the same time, AI, tokenisation, and embedded finance are moving from emerging concepts to industry standards. In this environment, payments are no longer a technical function in […]

In November 2025, Novalnet received a B – Gute Nachhaltigkeitsperformance rating in the ESG assessment conducted by Synesgy (CRIF). On paper, it’s a certificate. In practice, it reflects something far more important: how the company is run, how responsibly it behaves, and how much merchants can trust it as a long-term partner. In the payments […]

Mobile commerce continues to grow at record speed — and users expect fast, seamless, and secure payment experiences inside the apps they use daily. For businesses, this means delivering a checkout flow that is not only frictionless, but also fully compliant, scalable, and easy for developers to integrate. To help iOS developers meet these rising […]

The checkout experience can make or break an online sale. Even the most beautifully designed e-commerce stores lose nearly 70% of customers at checkout due to friction, delays, or poor user experience. Recognizing this, Novalnet has partnered with the Hyvä Checkout framework to redefine what Magento 2 checkout performance can be.

Why Switching Payment Providers Is Easier Than It Looks Switching payment providers is rarely at the top of a merchant’s priority list. It feels risky: what if payments stop working, customers abandon their carts, or recurring billing data gets lost? For many businesses, the fear of downtime outweighs the clear benefits of moving to a […]

Avoid These 7 Payment Mistakes That Could Kill Your Conversions Expanding your business and selling internationally is a big milestone. It signals growth, ambition, and confidence in your product. However, there’s one hard truth: most global expansion efforts don’t fail because of logistics or demand—they fail because of friction at the checkout. A well-known brand […]

Munich, Germany – September 2025 – Novalnet, a BaFin-licensed global payment service provider, proudly announces its official go-live as a VISA acquirer and recognition as a VISA Principal Member. This milestone places Novalnet among a select group of financial institutions worldwide that hold the highest level of partnership with VISA, one of the world’s most […]

E-commerce has grown from a convenient alternative to traditional shopping into the dominant mode of retail. What was once a desktop-only experience with limited payment options has transformed into a global ecosystem that adapts to the needs of diverse consumers. At the heart of this revolution lies the evolution of payment systems.

Enterprises across Europe run on SAP—whether for finance, procurement, customer experience, or digital commerce. But when it comes to integrating payment processing, things can get complicated quickly. Traditional integrations are often clunky, time-consuming, and riddled with compliance risks. Even worse, they disrupt the flow of data between your SAP landscape and your finance or customer […]

Agentic Commerce is transforming how transactions are initiated and completed—by intelligent agents, not just humans. This in-depth guide explores how AI, autonomous systems, and programmable payments are reshaping the future of commerce and payment processing, and what businesses need to do to stay ahead.

The way we move money is changing. Not overnight, and not with loud fanfare. But steadily—underneath the surface of day-to-day transactions, under the rules of regulators, and across the servers of financial infrastructure providers.

France is a country that’s both fiercely proud of its traditions and surprisingly receptive to change, the way consumers and businesses handle payments reveals a lot about how France works—and how businesses outside it can succeed within it.