For decades, limited access to basic financial services like secure savings accounts, money transfers, and credit has been a significant hurdle for a vast segment of the global population. This financial exclusion disproportionately impacts low-income individuals, immigrants, and residents of geographically remote areas. However, a new wave of innovation is poised to dismantle these barriers – Account-to-Account (A2A) payments are emerging as a powerful tool for driving financial inclusion on a global scale.

Data is the lifeblood of successful businesses, but a crucial source of valuable insights often remains untapped: payment data. While facilitating transactions is its primary function, the rich data embedded within payments holds the key to unlocking a deeper understanding of your customers, optimizing operations, and ultimately driving growth.

In the fiercely competitive world of e-commerce, every click, every scroll, every product added to the cart is a potential victory. But here’s the sobering reality: as many as 70% of online shopping carts are ruthlessly abandoned before checkout [Source: Baymard Institute]. That’s a staggering amount of lost revenue and missed opportunities. So, what’s causing […]

Expanding your business globally is an exciting endeavor. It opens up new opportunities, expands your customer base, and diversifies revenue streams. However, navigating international markets comes with its own set of challenges, particularly when it comes to managing cross-border payments.

Among the plethora of payment service options available, three industry stalwarts—Novalnet, Adyen, and Stripe—stand out for their distinct offerings and innovative solutions.  In this analysis, we delve into the unique features and advantages of each provider, equipping businesses with invaluable insights to make well-informed decisions.

In the rapidly changing world of digital transactions, success lies not only in adapting to change but also in leading it. Novalnet, a fintech company based in Germany, has become a global leader in this field by transforming the way businesses handle payments. As the Chief Marketing Officer of Novalnet, I’m thrilled to introduce a series of thought-provoking articles that explore the company’s core values, technological advances, and its impact on shaping the future of payments.

E-commerce businesses need to adapt to keep pace in a growing digital economy. They also need to be in sync with the needs and preferences of today’s customers. Brand leaders have to “think global” in their payment strategy in order to capture market share and win new customers. The Global Nature of E-commerce E-commerce is […]

SaaS businesses are growing rapidly, fuelling the need for smoother payments SaaS is the way to go in future. 80% of businesses plan to use all SaaS products by 2025, and spending is projected to go up by 44%, data from DevSquad shows. Much of this is because of its low barrier to entry, accessibility […]

Instant cross-border payments are desired by all – from enterprises to fintech companies to governments. Find out how innovation and optimisation is changing cross-border payments and trade.

Online retail is growing rapidly across the world. More people are buying directly from brands, and seem likely to continue doing so. This means brands must connect with customers through smooth and secure shopping experiences to enhance brand value and keep them coming back for more.

Authentication is a key part of online payment processing. An authentication process confirms the identity of the one who initiates a payment. It prevents fraud and identity theft and ensures the end-to-end safety of payments. In this blog, learn how payment authentication works and which method is best for your business.

The European Commission recently introduced new legislation on the digital euro. The putative currency, which will “complement and not replace” the physical euro, could come into use by 2026. The digital euro is the digital version of the euro. It would exist alongside the euro as an additional form of online or electronic payment. But what will this mean for payments and will it impact your business?