Beyond the currency switch: How the 2026 transition reshapes liquidity, risk, and opportunity for global merchants. On January 1, 2026, the map of the Eurozone will change once again. As Bulgaria retires the Lev (BGN) to become the 21st member of the bloc, we are witnessing more than just a ceremonial changing of the guard. […]

The New Frontier of Financial Risk: The Tectonic Shift in European Payments The payment industry relied heavily on the Revised Payment Services Directive (PSD2) to secure transactions. While PSD2’s Strong Customer Authentication (SCA) successfully curbed unauthorized card fraud, it proved ineffective against the current threat: Authorized Push Payment (APP) fraud. Consequently, financial crime evolved. APP […]

Introduction to SEPA Direct Debit The Single Euro Payments Area (SEPA) continues to revolutionize euro transactions across Europe. Created to unify and simplify cross-border payments, SEPA supports efficient euro bank transfers within 36 participating countries. SEPA Direct Debit (SDD) is a crucial feature of this system. It enables businesses to collect payments from European customers […]