FinTech’s Threat Landscape Has Grown Faster Than Its Defenses The last decade of FinTech innovation was defined by acceleration. Instant payments, seamless onboarding, split-second risk scoring, frictionless commerce — everything revolved around reducing time. Yet while the sector streamlined user experience, another process was unfolding behind the scenes at a pace even faster than the […]

In November 2025, Novalnet received a B – Gute Nachhaltigkeitsperformance rating in the ESG assessment conducted by Synesgy (CRIF). On paper, it’s a certificate. In practice, it reflects something far more important: how the company is run, how responsibly it behaves, and how much merchants can trust it as a long-term partner. In the payments […]

What is a Virtual IBAN? A Virtual IBAN (International Bank Account Number) is a digital alternative to a traditional IBAN that enables businesses to receive and manage payments in multiple currencies through a centralized system. While it functions like a real bank account on the surface—receiving payments, assigning references, and processing transactions—it is actually a […]

As digital transactions continue to power global commerce, safeguarding payment data has never been more critical. The Payment Card Industry Data Security Standard (PCI DSS) was established to set strict security guidelines for businesses that process, store, or transmit credit card information. Beyond being a regulatory obligation, PCI DSS compliance is essential for protecting sensitive […]