A few years ago, most online shops were built on a simple idea: attract traffic, convert as many visitors as possible into buyers, and repeat. Revenue grew in waves, driven by campaigns, seasonality, and platform performance. That model worked reasonably well as long as advertising was cheap and competition was moderate. Today, the conditions have […]

Why Mastercard’s UAE launch marks the beginning of a structural shift in payments, governance, and market competition. A New Economic Actor Enters the Payments System The introduction of Mastercard’s Agent Pay in the UAE represents more than a milestone in payments innovation — it may be the first real example of autonomous machine actors participating […]

The payment industry enters 2026 in a phase of accelerated transformation. Consumer expectations are changing quickly, regulatory pressure is intensifying, and geopolitical tensions are reshaping global commerce. At the same time, AI, tokenisation, and embedded finance are moving from emerging concepts to industry standards. In this environment, payments are no longer a technical function in […]

Avoid These 7 Payment Mistakes That Could Kill Your Conversions Expanding your business and selling internationally is a big milestone. It signals growth, ambition, and confidence in your product. However, there’s one hard truth: most global expansion efforts don’t fail because of logistics or demand—they fail because of friction at the checkout. A well-known brand […]

E-commerce has grown from a convenient alternative to traditional shopping into the dominant mode of retail. What was once a desktop-only experience with limited payment options has transformed into a global ecosystem that adapts to the needs of diverse consumers. At the heart of this revolution lies the evolution of payment systems.

Agentic Commerce is transforming how transactions are initiated and completed—by intelligent agents, not just humans. This in-depth guide explores how AI, autonomous systems, and programmable payments are reshaping the future of commerce and payment processing, and what businesses need to do to stay ahead.

The way we move money is changing. Not overnight, and not with loud fanfare. But steadily—underneath the surface of day-to-day transactions, under the rules of regulators, and across the servers of financial infrastructure providers.

Businesses need more than just a way to accept payments in an increasingly digital world—they need reliable infrastructure, compliance, and future readiness. That’s where a payment service provider (PSP) comes in. This article breaks down what PSPs do, how they’re evolving across Europe, and what merchants should expect by 2026. What Is a Payment Service […]

No CFO ever called a press conference because their payments processed flawlessly. But ask anyone in the room during a failed payout, a blocked transaction, or a cross-border refund gone wrong—and you’ll find the real cost of unreliable payments. Payment failures are widely reported in the news, whereas successful, routine operations rarely make headlines. Payment […]

What growing subscription-based businesses can learn from enterprise leaders in billing, churn reduction, and seamless systems integration.Subscription management is no longer a back-office function—it’s the strategic engine powering long-term growth for SaaS and service businesses. As enterprises scale, managing subscriptions effectively means more than processing recurring payments. It involves orchestrating seamless customer experiences, reducing churn, staying compliant across regions, and ensuring smooth integration with ERP and CRM systems.

AI Shopping Agents: The Future Is Convenient – But Can We Still Trust It? AI shopping agents are revolutionizing digital commerce by simplifying purchases and decision-making processes for consumers. But are they secure enough? Digital Commerce’s Next Shift: Enter the AI Shopping Agent Digital commerce is facing the next wave of disruption. Following the triumph […]

NOVALNET is proud to announce its official participation in the Forward Faster initiative, led by the United Nations Global Compact. This global movement challenges companies to accelerate progress across the Sustainable Development Goals (SDGs) — and we are all in.