Why Switching Payment Providers Is Easier Than It Looks Switching payment providers is rarely at the top of a merchant’s priority list. It feels risky: what if payments stop working, customers abandon their carts, or recurring billing data gets lost? For many businesses, the fear of downtime outweighs the clear benefits of moving to a […]

Avoid These 7 Payment Mistakes That Could Kill Your Conversions Expanding your business and selling internationally is a big milestone. It signals growth, ambition, and confidence in your product. However, there’s one hard truth: most global expansion efforts don’t fail because of logistics or demand—they fail because of friction at the checkout. A well-known brand […]

Munich, Germany – September 2025 – Novalnet, a BaFin-licensed global payment service provider, proudly announces its official go-live as a VISA acquirer and recognition as a VISA Principal Member. This milestone places Novalnet among a select group of financial institutions worldwide that hold the highest level of partnership with VISA, one of the world’s most […]

E-commerce has grown from a convenient alternative to traditional shopping into the dominant mode of retail. What was once a desktop-only experience with limited payment options has transformed into a global ecosystem that adapts to the needs of diverse consumers. At the heart of this revolution lies the evolution of payment systems.

Enterprises across Europe run on SAP—whether for finance, procurement, customer experience, or digital commerce. But when it comes to integrating payment processing, things can get complicated quickly. Traditional integrations are often clunky, time-consuming, and riddled with compliance risks. Even worse, they disrupt the flow of data between your SAP landscape and your finance or customer […]

Agentic Commerce is transforming how transactions are initiated and completed—by intelligent agents, not just humans. This in-depth guide explores how AI, autonomous systems, and programmable payments are reshaping the future of commerce and payment processing, and what businesses need to do to stay ahead.

France is a country that’s both fiercely proud of its traditions and surprisingly receptive to change, the way consumers and businesses handle payments reveals a lot about how France works—and how businesses outside it can succeed within it.

Subscription-based models have rapidly evolved from a niche offering to a mainstream expectation. Whether you’re running a SaaS business, offering online courses, managing a fitness center, or publishing exclusive digital content, one thing is certain: your ability to automate payments and reduce churn can make or break your business.

Businesses need more than just a way to accept payments in an increasingly digital world—they need reliable infrastructure, compliance, and future readiness. That’s where a payment service provider (PSP) comes in. This article breaks down what PSPs do, how they’re evolving across Europe, and what merchants should expect by 2026. What Is a Payment Service […]

As the popularity of cashback, loyalty, and bonus programs grows, so too do the regulatory challenges that accompany them—especially for providers operating within the European Union. These business models often rely on complex financial flows between third-party manufacturers, program operators, and consumers. This makes it essential to ensure that every transaction is processed in accordance […]

What is a Virtual IBAN? A Virtual IBAN (International Bank Account Number) is a digital alternative to a traditional IBAN that enables businesses to receive and manage payments in multiple currencies through a centralized system. While it functions like a real bank account on the surface—receiving payments, assigning references, and processing transactions—it is actually a […]

Introduction to SEPA Direct Debit The Single Euro Payments Area (SEPA) continues to revolutionize euro transactions across Europe. Created to unify and simplify cross-border payments, SEPA supports efficient euro bank transfers within 36 participating countries. SEPA Direct Debit (SDD) is a crucial feature of this system. It enables businesses to collect payments from European customers […]