For decades, limited access to basic financial services like secure savings accounts, money transfers, and credit has been a significant hurdle for a vast segment of the global population. This financial exclusion disproportionately impacts low-income individuals, immigrants, and residents of geographically remote areas. However, a new wave of innovation is poised to dismantle these barriers – Account-to-Account (A2A) payments are emerging as a powerful tool for driving financial inclusion on a global scale.