Payments Shouldn’t Slow Down Your SAP Stack

Enterprises across Europe run on SAP—whether for finance, procurement, customer experience, or digital commerce. But when it comes to integrating payment processing, things can get complicated quickly.

Traditional integrations are often clunky, time-consuming, and riddled with compliance risks. Even worse, they disrupt the flow of data between your SAP landscape and your finance or customer experience teams.

At Novalnet, we believe that payment processing should be a native part of your SAP environment, not an afterthought. That’s why we offer SAP-certified payment plugins that connect directly into your SAP stack—whether you’re using SAP Digital Payments Add-On, SAP Commerce Cloud, Composable Storefront, or legacy SAP Hybris platforms.

If you’re an enterprise CIO, CTO, or eCommerce head in Europe, here’s your guide to simplifying payments inside SAP—securely, scalably, and future-ready.

Why Native SAP Payment Integrations Matter More Than Ever

For enterprise-grade organizations, payment processing isn’t just about transactions—it’s about:

• Maintaining real-time financial visibility

• Enabling frictionless customer experience

• Ensuring full compliance with PSD2, SCA, PCI DSS, and GDPR

• Avoiding data silos between finance, sales, and logistics

When payments sit outside your SAP system, you create manual work, delays, and risk.

But with Novalnet’s SAP-certified integrations, payments become a seamless, auditable, and automated part of your SAP workflows.

SAP Platforms We Support

SAP Digital Payments Add-On (DPA)

The SAP Digital Payments Add-On is the official payment orchestration layer for SAP S/4HANA and SAP CX solutions. Novalnet’s certified connector enables:

• Secure, tokenized transactions through SAP DPA

• Real-time status updates back to S/4HANA

• Seamless PCI DSS compliance

• Support for over 150 global and local payment methods

Whether you’re collecting B2B invoices or processing online orders, Novalnet fits directly into your SAP DPA environment—no middleware, no complexity.

SAP Commerce Cloud (SAP CC)

As SAP’s flagship digital commerce platform, SAP Commerce Cloud powers large-scale online businesses across Europe. With Novalnet, you can:

• Accept payments natively within the SAP CC storefront

• Offer localized payment methods like SEPA, SOFORT, PayPal, invoice payments, Apple Pay, etc.

• Automatically handle refunds, chargebacks, and subscription billing

• Enable PSD2-compliant Strong Customer Authentication (SCA) flows out-of-the-box

Our payment module integrates with SAP CC via standard extension frameworks and is fully compatible with on-premise and cloud-hosted deployments.

Composable Storefront (SAP Spartacus)

Built on Angular, SAP’s Composable Storefront (formerly Spartacus) is designed for high-speed, API-first commerce experiences.

Novalnet’s integration supports:

• Headless payment flows via REST APIs and webhooks

• Real-time payment authorization, capture, and settlement

• Component-based checkout customization with payment method toggles

• Multi-marketplace support for enterprises operating across multiple geographies

If you’re transitioning to composable commerce architecture, Novalnet’s plugin ensures your payment flow remains fast, secure, and extensible.

SAP Hybris (Legacy Commerce)

Still running on SAP Hybris? You’re not alone. Many large European businesses continue to rely on Hybris for its robustness and flexibility.

Novalnet offers full-featured payment extensions for SAP Hybris:

• Built using the SAP Extension framework

• Pre-integrated support for credit/debit cards, direct debits, e-wallets, and BNPL

• Handles B2B and B2C payment flows

• Includes automated invoice generation, payment reconciliation, and ledger export

We continue to support Hybris-based setups to ensure long-term payment continuity as businesses migrate to newer SAP stacks.

Key Features of Novalnet’s SAP Integrations

Why Enterprises Choose Novalnet for SAP Payments

Unlike generic PSPs, Novalnet has deep experience in regulated enterprise environments. Our strengths include:

• BaFin-regulated and GDPR-compliant operations
• German-engineered infrastructure with high-availability hosting
• Dedicated enterprise onboarding support for SAP integrations
• Continuous monitoring and updates for compliance, performance, and compatibility
• In-house development and full control over source code of SAP extensions

We don’t just connect payments. We embed them into your existing SAP business processes—from sales orders to returns to subscription renewals.

Example Use Case: B2B Manufacturer Using SAP S/4HANA and Commerce Cloud

A German industrial equipment manufacturer running SAP S/4HANA and SAP Commerce Cloud needed:

• Real-time reconciliation of payments against ERP sales orders

• Localized payment methods for EU and North America

• PCI-compliant card vaulting for large B2B purchases

• Tokenized invoice settlement for recurring clients

• SEPA Direct Debit with payment guarantee

With Novalnet, they were able to:

• Automate the entire order-to-cash cycle

• Expand to multiple continents

• Offer region-specific payment experiences

• Reduce fraud incidents by over 60%

• Save over €70,000 annually in manual reconciliation effort

Fast, Secure, and Future-Proof

Whether you’re operating in manufacturing, retail, healthcare, travel, or public sector—SAP is the backbone of your enterprise. Payments shouldn’t be the weak link.

With Novalnet’s native SAP integrations, you gain:

• End-to-end payment visibility inside SAP

• Local and global scalability

• Security and compliance by design

• One point of support, from plugin to payout

Future-Proof Your Payments Inside SAP

The way forward for enterprise payments is clear: deep integration, total automation, and uncompromised compliance.

If you’re running SAP systems and still relying on external, fragmented payment workflows, it’s time to rethink.

Let Novalnet help you turn payments into a strategic advantage—built directly into your SAP DNA.

Ready to streamline payments in your SAP environment?
Get in touch with our enterprise solutions team: sales@novalnet.de 

Antony Robinson

Antony Robinson is a seasoned IT expert, information architect, and customer experience advocate with over 30 years of experience in web technologies, user experience, media, and marketing. He currently serves as the Chief Marketing Officer at Novalnet AG, a BaFin-licensed payment institute based in Germany, where he leads the company’s global marketing strategy and strategic partnerships. Antony is also a member of the Forbes Communications Council and the Deloitte Global Boardroom Program, contributing thought leadership at the intersection of technology, regulation, and customer-centric innovation. His depth of expertise and commitment to building future-ready digital ecosystems make him a respected leader in the fintech and enterprise technology landscape.