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  • Our Solutions
    • Payment Solutions
      • Full-service Payment Processing150+ payment methods 125+ currencies
      • Online PaymentsAccept payments worldwide
      • Payment to go / for various systemsReady to use payment plugins
      • CheckoutSeamless payment pages
      • Paymentlink / Pay by LinkAccept payments without programming skills
      • Telephone PaymentsAccept payments by phone
      • Virtual Terminal / MOTOOffline payment orders and catalog business
      • POS / mPOS / TerminalIn-Store Payments / On-Site Payments
      • Invoice Generation and DispatchCreate & send invoices to your customers
      • One-Click Payments / TokenizationUser friendly payment processes
      • Subscription ManagingProcess flexible subscriptions
      • Split Payments / Revenue ShareFor marketplaces and affiliates
    • Risk Management & Security
      • Payment Protection with NovalshieldIntelligent fraud prevention / risk management
      • Handling ChargebacksAutomate Chargeback / Returns handling
      • Payment GuaranteeWe take over your risk and pay immediately
      • Dunning & Debt CollectionAutomated claims management
      • Escrow accountsProtection against bankruptcy
      • Monitoring and ControlReal-time Surveillance
      • Membership ManagementBlacklist and Whitelisting
      • Technology & PlatformSaaS with best availability and performance
      • Data centersModern, safe, highly secured in Germany
      • PCI-DSS-CertificationHighest security cevel of protection
      • Alliance for cyber securityUnited against cyber threats
    • Services & Support
      • Marketplaces and affiliate managementOur full service solution
      • Analytics and ReportingExtensive analysis with charts
      • Debtor ManagementAutomation of your book keeping
      • Virtual IBAN / Automated Credit AssignmentPaylate / Invoice Payment & Prepayments
      • Training and SupportExtensive consultation & support
      • Technical SupportImplementation and maintenance
      • Invoice & PayoutsNet. or gross settlements
      • TaxationTurnover and sales tax automation
      • Project management & ConsultingIndividual process implementation
      • Document managementEverything in your own corporate identity
      • Additional ServicesTo optimize your processes
  • Business cases
    • E-commerceOnline and physical payments centralized in an omnichannel system
    • SaaSManage recurring billing & subscriptions
    • MarketplacesGlobal payouts with complex cash flows
    • PlatformsPayment acceptance via your platform for your customers
  • Integration
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Prepayment

• Most secure payment for shop maintainers
• Automation inside the payment system
• Incoming payments shown in real time

Prepayment is a classic among payment options and the safest for the product supplier, following the slogan: money first, goods second. Incoming payments are checked automatically by the system and vendors are automatically informed in real time about incoming payments in our system. The payment status is updated automatically by Novalnet. Vendors need not spend time to check incoming payments.

For you as a shop maintainer processing with us as your payment service provider is the most convenient way of managing prepayments.On request, the status of incoming payments can automatically be transmitted to your system, for example your enterprise resource planning. Prepayment still continues to exist in e-payment and e-commerce and is made palatable to shop customers in connection with a small percentage discount.

We recommend offering at least two or three alternative payment types in addition to prepayment. With a full payment service provider such as Novalnet offering all comment payment types in one hand, this is rather easy. You as website and shop maintainer are completely flexible as to which payment options are selected. You keep an overview using the Novalnet admin portal in which all incoming payments and transaction details are visible in real time for all payment types.

  • Payment Processing
  • Pricing built for your business
  • Instant Payment Plugins
  • Developer Portal

Products

    • Credit Card
    • Instalment payments
    • SEPA-Direct Debit with Payment Guarantee
    • Direct Debit UK (BACS)
    • Pay Cash
    • Prepayment / SEPA Transfer
    • Invoice
    • Invoice with Guarantee
    • PayPal
    • Instant Bank Transfer
    • giropay
    • eps Transfer
    • iDEAL Transfer
    • Post Finance
    • Multibanco
    • Bancontact
    • Apple Pay
    • Cash on Delivery
    • Przelewy24
    • In-App-Payment
    • Pay by Mobile Phone Bill
    • Tokenization
    • Fraud prevention
    • Automated Invoicing
    • Document Management System
    • Receivables Management
    • Membership Management
    • Subscription Management
    • Marketplace Solution
    • Affiliate-System
    • MOTO / Telesales
    • Debt Collection Management
    + show more

    Services

    • Implementation & Maintenance
      • Dealer Administration
      • Test & Productive Operation
      • Project Management
      • Training and Documentation
      • Real-Time Monitoring
      • Evaluation & Reporting
      • Dealer-Support
      • End-customer Support
      • Technical Support
      • More Services
      + show more
      • About Novalnet
      • Clients
      • Careers
      • Licenses
      • Imprint
      • Privacy Policy
      • Cookie Policy
      • Knowledge Center
      • Payment Glossary
      • Ecommerce Glossary
      • Blog
      • News
      • Contact Us
      pci dss
      • A woman making online paymentThe Next Phase of Digital Payments in Europe: Key takeaways for Businesses
        August 12, 2022
        Payment methods in the EU are changing, and innovation is at the heart of it. Here’s a look at 3 payment trends that are shaping the next stage of digital payments in the EU. [Read more…]
      • payment done using credit card in a mobile appHow Embedded Payments Improves CX and Brings in Loyal Customers
        August 11, 2022
        Embedded payments can be a great CX tool to help you engage your customers and boost brand loyalty. But what are they and how do they help? Learn more in this blog. [Read more…]
      • How Payments Tech Helps with Compliance
        August 10, 2022
        As digital payments evolve, so has regulation to protect users and businesses. Technology can help you improve payments compliance and avoid heavy fines. Read on to know how. [Read more…]

      See all articles

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