End-to-end integration with SAP ecosystem

Automate the entire payment process in SAP ERP, S/4HANA or SAP Commerce Cloud – from order placement and invoicing to reconciliation and accounting.

Guaranteed & predictable cash flow

Secure, predictable cash flow without default risk: receive guaranteed payments in time – even for SEPA direct debits and invoice payments. With our payment guarantees, you no longer have to worry about chargebacks or payment defaults.

Multiple solutions – one integration

Our SAP Payment Add-Ons take care of everything for you: they combine all payment solutions in just one single contract that covers acquirers, fraud prevention, collections and more than 150 global payment methods – fully compliant with GDPR, PCI DSS, PSD3 and hosted 100% in Germany.

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The full-service payment suite for SAP

Novalnet’s SAP Payment Add-Ons is more than just a set of free plugins – it’s a strategic solution for SAP users who want to digitize their financial workflows, increase efficiency and support their global growth with secure, reliable payment automation.

Complete automation of SAP payment processes

All solutions for global payment transactions: from one provider, with just one service provider contract – for all payment processes in SAP and beyond.

  • Fully integrated in SAP ERP, S/4HANA and SAP Commerce Cloud
  • Automatic reconciliation and integration into accounting
  • Virtual IBANs for automated and efficient allocation of payments
  • Support for all payment methods: online/offline, B2C & B2B, as well as along the entire payment process including external IT systems
  • Seamless customer experience: No need for middleware solutions or patchwork integrations

With Novalnet’s SAP Payment Plugins, you gain a strategic advantage in global commerce: Increase the efficiency of your global payment processes, reduce your costs and secure your cash flow – all within your SAP system and all external IT systems.

Get SAP Payment Add-Ons

Payment guarantee & risk management

You get your money-no matter what happens.

  • Payment guarantee for SEPA, purchase on account & credit card
  • E-commerce without risk: no more chargebacks or payment defaults
  • We take your worries away: integrated dunning and receivables management
  • Automation of fraud prevention and risk management
  • Flexible installment payments and management of recurring subscription payments
  • Integration of real-time transfers including status check in SAP

Security & compliance as part of our DNA

Reliable, scalable and fully compliant infrastructure for global e-commerce.

  • Full compliance with PCI DSS, GDPR, PSD3 & DORA
  • BaFin-regulated German payment institution with all the necessary licenses
  • Hosting of all payment data exclusively in Germany
  • More than 150 global payment methods & more than 120 currencies
  • Simple setup & easy technical integration: Fast implementation via REST APIs and SDKs.
  • One platform for all solutions – from a single source. You only need a single service provider contract.

More ways we protect your money

AI-based fraud prevention

We secure your business proactively, stopping payment fraud and chargebacks before they damage your business’ integrity.

Escrow accounts

Your funds are always safe, stored in an insolvency-proof escrow account until paid out to you –always right on schedule.

Debt collection

Any debts are automatically transferred to our partner debt collection agencies who will take care of processing and tracking your claims.