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Payment by instalments incl. 100 % payment guarantee

An opportunity to pay later is always attractive for any customer. Payment by instalments allows your customers to split the total order amount to easy monthly instalments.  For you as a merchant this means an increased conversion rate and turnover by adding more purchasing power to your customers.

How Instalments work

Your customer chooses ‘instalment Payments’ at checkout and enters their basic info to complete the transaction. The total transaction amount is divided into smaller instalments spread over two or more months. To maximize the benefits, the number of instalments can be set in different time periods calculated based on the total order amount.

Paying in instalments make expensive goods and services affordable instantly – a new computer, a long-awaited holiday or maybe a new washing machine. This payment method from Novalnet is available to your customers worldwide.

Benefits for you and shoppers

Payment by instalments at Novalnet is completely interest-free for you and your customers, and is available for Pay by Invoice as well as SEPA direct debit payment methods. Your existing consumers tend to buy more and a lot more new customers get added when you handover more control and spending power. Payment by instalment makes any webshop more attractive.

Following are the key benefits:

• Novalnet takes care of payment defaults and protects your business against fraud and credit risks.
• Number of instalments and maximum cart value can be fully configured without any limit.
• Novalnet never charges late fees or penalties from your costumers unlike other providers, keeping your online shop a ‘friendly place’.
• Flexiblity for your consumers and increase in sales without risk of non-payment.