A chargeback is a process by which a consumer can dispute a claim on their credit or debit card. Chargebacks are an unavoidable part of doing business. Chargebacks can cost merchants precious money and hurt business. Learn the right approach to deal with chargebacks and mitigate their impact on your bottom line.

Starting your own business? For any small business that is starting out, having an understanding of the payment terms can go a long way in helping you create the best payment offerings for your customers. Online merchants must be aware of the key payment terms in order to smoothly navigate the world of online payments. In this blog, we talk about the ‘Big 4’ payment terms that you must know about.

Acquiring bank, issuing bank, how they impact your payments? It can get confusing for a business starting out. We break it down for you in this blog. All e-commerce transactions involve an acquiring bank and an issuing bank. The issuing bank is the cardholder’s bank which issues their card. An acquiring bank is the one that the merchant (read your business) has their account with. But where do acquirer and issuer figure in the payment process and what role do they play?

Debit cards have not gone out of fashion, as new research shows. More people in Europe are using debit cards, more than ever before. Debit card payments in Europe have grown twice as fast as the number of debit cards issued. Across the region, over 17 markets see over a billion debit card transactions each year! This includes the Czech Republic, with more than 100 debit transactions per person every year. But, what can businesses learn from this trend?

As peak sales season approaches, e-commerce merchants must prepare well for the rush. You must prepare your business, especially your payments, to make the most of this peak season. Many retailers face payment failures, higher fraud, and high payment costs because of ill-prepared payment systems. In this blog, we lay out five ways how payments can help.

Digital payments are the new normal. Businesses must adopt them to stay ahead and delight customers. Digital payments help you to design more seamless checkout journeys. You can easily embed payments into your checkout process so that buyers can pay easily at the click of a button. Learn how they improve your sales and drive profits.

Real-time payments move money faster and more efficiently between parties. This means faster and hassle-free settlements. As consumers today, demand instant gratification. No surprise, even payments have gone real-time now. But what makes them an ideal choice? And how do they add value to your business? Know more about how they help your business.

To keep your business successfully running, it is vital to make sure that everything adds up when it comes to finances. And this is what payment reconciliation does. From lower costs and lesser errors to reduced financial risks, automated payment reconciliation helps your business in many ways. Know more in this blog.

Legacy payments are not helpful for your business. To stay competitive, you can’t risk sticking to older technology and still hope of market leadership. Learn why you need to upgrade to stay competitive in the market as this blog has focused on the main issues with these systems.

Knowing your customers is essential to offer them the best. It helps you understand what they like and keep them safe from fraud. KYC helps you verify the identity of each customer before you onboard them or accept payments from them. You must use KYC in order to comply with the Anti-Money Laundering Directive (AMLD) in Europe. Keep reading more about this.

Transacting across Europe? Getting your cross-border payments right is crucial if you want to avoid negative impacts like late payments or payment fraud. Most cross-border payments still rely on traditional legacy methods that are slow and inefficient. Here are 3 mistakes to avoid when doing business across international borders.

Data has exploded as more people take to online shopping and payments in Europe. As a merchant in Europe, know how data will change the way consumers and brands interact. Analyzing this data can give you rich insights that help you run your business better. Learn how this data can help you design seamless payments and delight customers.