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Level 1 Certified Security

We are certified under the highest PCI DSS level – trusted by major credit card providers worldwide.

No Self-Certification Required

As a Novalnet customer, you don’t need to complete SAQ forms or go through your own PCI audit – we cover it all.

Tokenization & Secure Checkout

Your customers enter their payment data via secure iFrame forms hosted on Novalnet – you never handle sensitive card data directly.

We take care of compliance – so you can focus on business

No risks. No compromises. No manual effort.

With Novalnet, you eliminate the cost and complexity of PCI DSS compliance. Credit card data is never stored on your servers – instead, it’s tokenized and securely transmitted through our certified infrastructure. We run quarterly vulnerability scans, conduct yearly on-site audits, and continuously improve based on real-world penetration testing.

You benefit from:

  • Full compliance with Visa, Mastercard, American Express, and others
  • Protection against card data misuse or fraud
  • Highest trust and reliability for your online shop

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Frequently Asked Questions

The Payment Card Industry Data Security Standard (PCI DSS) is a global set of security rules for companies that store, process, or transmit cardholder data.

Level 1 is the highest level and applies to companies that process more than 6 million card transactions annually. It includes annual audits and quarterly scans.

No. Merchants who use Novalnet’s PCI DSS Level 1–certified payment platform and do not store, process, or transmit credit card data themselves do not require their own PCI DSS certification. However, according to the PCI DSS standard, the overall responsibility for compliance with the requirements still remains with the merchant. By fully outsourcing the payment processing to Novalnet, the PCI DSS scope is significantly reduced.

Depending on the technical integration, a Self-Assessment Questionnaire (SAQ) usually needs to be completed annually:

  • SAQ-A for fully outsourced payment processing (e.g., Redirect, iFrame, Hosted Payment Page)
  • Other SAQ types for deeper technical integrations

Novalnet handles the secure processing of payment data within its certified infrastructure.

All sensitive data is entered via a secure payment form hosted on Novalnet’s servers. Your system never touches raw card data.

Tokenization replaces real card data with secure “tokens” that are useless outside of Novalnet’s system – reducing fraud risk significantly.

They may face fines, restrictions, or even a complete ban on processing credit card payments.

All major brands: Visa, Mastercard, American Express, Discover, JCB, Diners Club, and UnionPay.

We undergo annual Level 1 audits by external PCI-qualified security assessors and quarterly vulnerability scans – plus real-time intrusion testing.