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  • Solutions
    • Payment Solutions
      • Full-service Payment Processing150+ payment methods, 125+ currencies
      • Why NovalnetOur full service solution at a glance
      • Payment GuaranteeEliminate the risk of non-payment
      • Subscription ManagementFlexible secure recurring payments
      • One-Click Payments / TokenizationUser-friendly online and offline payments via tokenization
      • Virtual IBANAutomated credit assignment for invoice and pre-payments
      • Split payments and revenue shareAutomated Marketplace & Affiliate Management
      • Instant Payment PluginsPlugins for E-commerce, ERP and CRM platforms
      • CashbackPayment Solutions for Cashback Programmes
      • OutstaffingPayment Solutions for Outstaffing Providers
      • Pay-by-LinkThe simplest way to accept payments
      • Virtual TerminalAccept offline payments
      • Phone PaymentsAccept payments using IVR
      • POS / mPOS / TerminalIn-store payments / on-site payments
      • Seamless CheckoutCustomer-friendly payment process for high acceptance
      • Custom DomainBuild the checkout/payment page in your own url
    • Safety & Security
      • Novashield Payment ProtectionIntelligent fraud prevention and risk management
      • Dunning & Debt CollectionAutomated claims management
      • Escrow AccountsProtect your funds from insolvency
      • Technology & PlatformSaaS for best performance and availability
      • Data CentersFully secure and located in Germany
      • Single sign-on (SSO)Unlock Enhanced Efficiency with SSO
      • PCI-ASV Vulnerability ScanProtect your business and your customers’ data
    • Services & Support
      • Automated InvoicesCreate and send invoices to your customers
      • Debtor ManagementAutomate your bookkeeping
      • Analytics & ReportsEasy sync for your accounting system
      • Marketplace & AffiliatesGlobal payouts with complex cash flows
      • End-user SupportPayment support for your customers
      • TaxationTurnover and location-based tax automation
      • Technical SupportSupport for implementation and maintenance
      • Document ManagementSupports full-customisation and secure archiving
  • Business cases
    • E-commerceOnline and physical payments centralized in an omnichannel system
    • SaaSManage recurring billing & subscriptions
    • MarketplacesGlobal payouts with complex cash flows
    • PlatformsPayment acceptance via your platform for your customers
  • Pricing
  • Integration
    • Interfaces
    • Instant Payment Plugins
    • Knowledge Center
    • Supported Payment Methods
    • Supported Countries
  • About
    • About Novalnet
    • Why Novalnet
    • Management Team
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Invoice with Guarantee

PURCHASE ON INVOICE WITH 100% PAYMENT GUARANTEE

When purchasing on account with a payment guarantee, all the advantages of conventional purchasing on account are retained in full. With this payment option, the ordered goods are delivered immediately after the order and must only be paid for after receipt. According to studies, retailers have so far been reluctant to use this payment option, but for better or worse they will have to bow to market demand, as almost every third buyer currently prefers to pay on account (source: EHI study, 2017). In addition, the offer of purchase on the account has enormous potential, so the abandonment rate can be significantly reduced at a retailer. For maximum security, Novalnet offers a payment guarantee for this in the event of payment defaults. The purchase on account with a payment guarantee is, therefore, an optimal solution for both parties.

White-Label

Your shop and your brand should be in the foreground, which is why we offer the invoice payment method with payment guarantee as a complete white label solution. This saves your customers unnecessary confusion if they are suddenly confronted with a different label during the purchase process in the online shop.

Guaranteed Payout Regardless of your Customer’s Payment

Unpaid invoices no longer represent a failure risk for you, because Novalnet takes on the risk completely. As soon as the purchase process is completed, Novalnet pays on behalf of the end customer and takes all further steps: you no longer have to worry about reminders for outstanding payments or even collection procedures. The payment guarantee is granted for both B2C and B2B orders.

Less Effort in Dunning

We take over the risk as well as the complete effort for you in the case of unpaid invoices. The unpopular receivables management is a thing of the past because Novalnet takes over this completely for you so that you can optimize your time and resources and use them profitably for your business.

Fair Dealings with End Customers

As a service provider, we have the wellbeing and satisfaction of our own customers and end customers in mind. That is why we rely on a fair and individual approach to end customers in the event of a payment disruption. Customer satisfaction is our top priority!

  • Payment Processing
  • Pricing built
    for your business
  • Instant Payment Plugins
  • Developer Portal

Products

    • Credit Card
    • Instalment payments
    • SEPA-Direct Debit with Payment Guarantee
    • Direct Debit UK (BACS)
    • Pay Cash
    • Prepayment / SEPA Transfer
    • Invoice
    • Invoice with Guarantee
    • PayPal
    • Instant Bank Transfer
    • giropay
    • eps Transfer
    • iDEAL Transfer
    • Post Finance
    • Multibanco
    • Bancontact
    • Apple Pay
    • Cash on Delivery
    • Przelewy24
    • In-App-Payment
    • Pay by Mobile Phone Bill
    • One-Click Payments / Tokenization
    • Fraud prevention
    • Effortless Invoice Delivery
    • Document management
    • Receivables Management
    • Membership and subscriptions
    • Marketplace and affiliates
    • Pay-by-link
    • Debt collection
    + show more

    Services

    • Hassle-free integration
    • Seamless checkout
    • Analytics and reporting
    • Escrow accounts
    • End-user support
    • Taxation
    • Test & Productive Operation
    • Merchant Administration
    • Platform for Success
    • More Services
    + show more
    • About Novalnet
    • Clients
    • Careers
    • Licenses
    • Imprint
    • Privacy Policy
    • Cookie Policy
    • Knowledge Center
    • Payment Glossary
    • Ecommerce Glossary
    • Blog
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    • Contact
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    • Product Update may 2025Product Updates May 2025: Smarter Invoicing, Global Payments, and Operational Boosts
      May 13, 2025
      At Novalnet, we continue to evolve our platform to support our merchants with tools that simplify processes, improve performance, and expand global [Read more…]
    • Subscription Management at Scale by NovalnetSubscription Management at Scale: Lessons from Leading SaaS and Service Providers
      May 12, 2025
      What growing subscription-based businesses can learn from enterprise leaders in billing, churn reduction, and seamless systems integration. The [Read more…]
    • AI agent helps with shoppingAI Takes Over Shopping – But at What Cost?
      May 6, 2025
      AI Shopping Agents: The Future Is Convenient – But Can We Still Trust It? AI shopping agents are revolutionizing digital commerce by simplifying [Read more…]

    See all articles

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