A payment method that provides a guarantee for merchants to receive payments for goods or services delivered, even if the buyer doesn’t make the payment on time.
Benefits
Invoice with Payment Guarantee is a payment method that provides a guarantee for merchants to receive payments for goods or services delivered, even if the buyer doesn’t make the payment on time. This type of payment is often used for larger transactions or when there is a concern about the buyer’s ability to make the payment.
Features
Payment Guarantee
The payment is guaranteed by a third party, such as a payment processor or a financial institution.
Invoice
A formal document outlining the purchase details, including the amount due and payment terms.
Secure Payment Processing
Uses industry-standard security protocols to protect sensitive customer data.
Available in
Currencies
Processing currency
EURSettlement currency
EURFrequently Asked Questions
It’s a secure version of purchase on invoice, where your customer pays after receiving the goods — but you receive your money immediately and securely from Novalnet, regardless of whether the customer pays.
According to the EHI study (2017), nearly one in three buyers prefer paying on invoice. Offering this method can significantly reduce cart abandonment and increase customer trust.
If a customer fails to pay their invoice, Novalnet assumes the full financial risk. You get your money on time, and Novalnet handles the rest.
The payment guarantee applies to both B2C (private customers) and B2B (business clients) transactions.
After the order is completed, Novalnet pays the amount to you – even before the customer settles their invoice. This gives you predictable cash flow without risk.
You don’t need to worry. Novalnet covers the amount and manages all further steps, including reminders and collection, without impacting your relationship with the customer.
Yes. Novalnet’s invoice with guarantee is fully white-label. Your brand remains front and center throughout the entire purchase process.
No. As a white-label solution, only your branding is visible. Customers will not be confused by third-party names during checkout.
No. Novalnet takes care of all receivables management, including reminders and legal collection processes, saving you time and effort.
We handle each case individually and respectfully, aiming to preserve customer satisfaction and your reputation. Our approach is fair and customer-friendly.
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