*There is a surcharge of 1.5% will be applied when processing corporate and business cards as well as international (non-EU) cards. **Varies based on turnover. Minimum discount rate applies on special cases.
×
SEPA Direct Debit with payment guarantee (B2B)
Germany/Austria/Switzerland
Tx. Fee 1,62€ + 2,5%
SEPA Direct Debit with payment guarantee (B2C)
Austria
Tx. Fee 1,62€ + 2,5%
Switzerland
Tx. Fee 1,62€ + 2,5%
Germany
Tx. Fee 0,42€ + 2,4%
×
Invoice with payment guarantee (B2B)
Germany/Austria/Switzerland
Tx. Fee 1,62€ + 2,5%
Rest-EU
Tx. Fee 1,82€ + 2,7%
Non-EU
Tx. Fee 2,82€ + 2,9%
Invoice with payment guarantee (B2C)
Austria
Tx. Fee 1,62€ + 2,5%
Switzerland
Tx. Fee 1,62€ + 2,5%
Germany
Tx. Fee 0,42€ + 2,4%
×
Instalment by invoice (B2B)
Germany/Austria/Switzerland
Tx. Fee 1,62€ + 2,5%
Rest-EU
Tx. Fee 1,82€ + 2,7%
Non-EU
Tx. Fee 2,82€ + 2,9%
Instalment by invoice (B2C)
Austria
Tx. Fee 1,62€ + 2,5%
Switzerland
Tx. Fee 1,62€ + 2,5%
Germany
Tx. Fee 0,42€ + 2,4%
×
Instalment by SEPA direct debit (B2B)
Germany/Austria/Switzerland
Tx. Fee 1,62€ + 2,5%
Instalment by SEPA direct debit (B2C)
Austria
Tx. Fee 1,62€ + 2,5%
Switzerland
Tx. Fee 1,62€ + 2,5%
Germany
Tx. Fee 0,42€ + 2,4%
×
Restricted Business Categories
Businesses under these categories will still be able to use Novalnet payment processing subject to set conditions and fees.
MCCCategory
4814Telecommunication Equipment Including Telephone Sales
4816Computer Network/Information Services
5122Drugs, Drug Proprietaries, Druggists’ Sundries
5262Marketplaces
5310Discount Stores
5499Miscellaneous Food Stores Convenience Stores, Markets, Specialty Stores (This included supplements and nutraceuticals)
7922Theatrical Producers and ticketing (primary ticketing)
7994Video Game Arcades and Establishments
7995Gambling
Prohibited Business Categories
Business under these categories will not be able to use Novalnet payment services. This list is non-exhaustive, and it is intended to provide basic guidelines regarding our acceptance policy of Novalnet. This list is updated from time to time and may also be extended at the sole discretion of Novalnet.
Adoption agencies
Adult related to Bestiality, Child pornography, Necrophilia, Incest, Rape, Violence, BDSM and other banned content
Anti-Virus and registry cleaning software’s
Any service providing peripheral support of illegal activities (i.e. drugs)
Bail and Bond Payments
Business/investment opportunities (“get rich quick schemes”, including internet search/ad optimization)
Cannabidiol (CBD) products
Chemical Materials
Claims management companies
Companies that sell protection or registration service against identity theft, Internet fraud, credit card theft or fraud, etc.
Counterfeit goods/ replica goods
Court Costs including Alimony and Child Support
Credit counselling, repair, protection, and debt reduction and/or consolidation – includes credit card protection and identity theft protection
Crowd funding
Cryptocurrencies/bitcoin/FOREX
Direct Marketing - outbound telemarketing
Doctors - not elsewhere classified i.e. cosmetic/plastic surgery
Drug Paraphernalia of Any Form
Extended Warranty Companies
File sharing/File storage/Cyber Locker/Cloud services and other P2P software’s
Foreclosure Protection/Guarantees
Forex and Binary Option Services
Fortune telling, astrologers, tarot card readers, and mystical services
Free trial/low cost trial offers
Fulfillment house
Government Grants
Government-Licensed Casinos
Hair restoration services/hair transplant/hair replacement surgery
HD DVD and Blue Ray – Disk Decryption Devices
Herbal Smoking Blends and Herbal Incense
Illegal activities, products & services (including but not limited to Marijuana, Marijuana seeds, Hallucinating mushrooms, K2, Salvia Divinorum, Bath salts with psychoactive effects, HGH, HCG etc.)
Lifetime Subscriptions (any product or service)
Long-term investment and insurance companies
Male/female enhancers
Massage Parlors
Medical Benefits Packages (including discount medical cards)
Modeling/talent agencies
Mortgage Payments or other debt related estate products
Multilevel marketing schemes that do not involve a “real” (of independent value) product or service (like Pyramid or Ponzi Schemes) and the primary objective is solicitation of new distributors
Non-governmental immigration/Visa services.
Open-end services (no limit in duration)
Payday loans
PC support call centers, Registry cleaners and Bug fixes
Pre-order merchants
Pyramid sales/multi-level marketing
Quasi Cash–Merchant (Cryptocurrencies/Virtual currencies)
Religious organizations providing worship services, religious activities, training or study
Replica – merchants selling fake products designed to look like the designer name products
Sales-incentive-based programs that rely on “breakage” to earn profit. “Breakage” is defined as services paid for by the cardholder but never used. Prepaid and gift card program models are not considered breakage and are not, per se, unacceptable
Substances Designed to Mimic Illegal Drugs (including herbal smoking blends & herbal incense)
Third party billing companies
Timeshares and timeshare advertising
Unlicensed/ Unregulated forex and crypto merchants
Voice-over-internet protocol (VoIP)
Warranty programs
Weapons, firearms, munitions of any sort
Websites promoted hatred, racism or religious persecution
Win a car, boat or a real estate’ competition
Pricing built for your business
Enterprise-grade payment solutions for global market leaders
INSTANT
For startups and small businesses
Start accepting payments instantly with your all-in-one payment account
€49 setup fee*
€19 monthly fee*
*Applicable only on live activation
Please refer to the list of restricted categories to determine your business type. If your business belongs to any of these categories, please click here to contact sales for pre-approval before proceeding further.
A surcharge of 1.5% will be applied when processing corporate and business cards, as well as international (non-EU) cards. **Varies based on turnover. Minimum discount rate applies in special cases.
One contract. 16 payment solutions. All in one place.
150+ payment methods across 120 countries and 125 currencies.
Comprehensive Solutions
Supports MOTO, Pay-by-Link, membership and subscription management, and marketplace and affiliate solutions.
100+ instant plugins
For easy integration with all popular eCommerce platforms.
Customer-friendly checkout
One-click payment, tokenisation and one-page checkout with smart payment selection.
Built-in security
AI-powered risk management and automated receivables management all handled in our fully-accredited environment.
Integrated support
Our friendly team are here for you and your end-user customers, plus technical support for integration and maintenance.
Analytics and reporting
Real-time monitoring, analytics and reporting compliant with popular accounting systems.
×
Novalnet's instant plugins make integration a breeze.
VISA*
Mastercard*
AMEX
JCB
UnionPay 
Discover
Diners
Apple Pay 
Google Pay
PayPal
Prepayment
Invoice Payment 
Invoice with payment guarantee
Instalment by invoice
SEPA Direct Debit 
Online bank transfer
eps
iDEAL
Przelewy24
Bancontact
PostFinance Card
Trustly
Multibanco
Carte Bancaire
Alipay
WeChat Pay
Direct Debit ACH
MB Way
