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Payconiq: the future of effortless payments

simple, secure, seamless

Payconiq is a mobile payment method that's transforming the way businesses and customers pay for goods and services with unparalleled convenience and safety. Join the payment revolution today with Novalnet and Payconiq, and embrace a new era of fast, easy, and intelligent transactions.

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Here's how it works

With Novalnet's Payconiq integration, you can unlock a world of seamless transactions and elevate your customer experience supported by Wallet Initiated Payment (WIP). It's easy to enable and allows customers to select Payconiq during checkout. Here's how businesses can effortlessly receive payments from customers using Payconiq with Novalnet:

  • Enable Payconiq: Integrate the Payconiq payment option into your eCommerce platform or point-of-sale system. Novalnet's seamless integration process ensures a hassle-free setup.
  • Customer Selection: When customers shop on your website or visit your physical store, they choose Payconiq as their preferred payment method during checkout.
  • QR Code Generation: Once selected, Novalnet's system generates a unique QR code through the Payconiq system, corresponding to the payment amount and transaction details.
  • Customer Scan: Your customer scans the QR code using their Payconiq app, which securely captures the payment details.
  • Payment Authorization: Customers confirm the payment within their Payconiq app using their chosen authentication method, whether it's a PIN or biometric verification.
  • Real-time Updates: Novalnet's system ensures real-time updates, notifying you and your customer once the payment is successfully authorized.
  • Transaction Completion: With the payment authorized, the transaction is completed, and you can confidently fulfil the customer's order.
  • Streamlined Reconciliation: Novalnet's merchant portal provides comprehensive transaction data and reporting, simplifying your reconciliation process.
  • Enhanced Customer Satisfaction: By offering the ease of Payconiq, you're elevating customer satisfaction, providing a modern and efficient payment experience.
  • Seamless Integration: Payconiq with Novalnet ensures a seamless and secure payment solution, keeping your business at the forefront of technological advancements.

Embrace the future of payments with Payconiq through Novalnet, and watch your customer engagement and satisfaction soar. Enjoy simplified transactions, reduced checkout times, and a technologically advanced payment approach that sets your business apart.

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Unified Commerce


Comes with a host of features that leaves your hands free to focus on your core business

  • Marketplace & Affiliates
  • MOTO & Pay-by-link
  • AI Powered Risk Management
  • Escrow Account
  • Debt Collection
  • Accounts Receivables Management
  • Analytics & Reports
  • End-user Support
  • Implementation & Maintenance

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