Restricted categories
Businesses under these categories will still be able to use Novalnet payment processing subject to set conditions and fees.
| 4814 | Telecommunication Equipment Including Telephone Sales |
| 4816 | Computer Network/Information Services |
| 5122 | Drugs, Drug Proprietaries, Druggists’ Sundries |
| 5310 | Discount Stores |
| 5499 | Miscellaneous Food Stores Convenience Stores, Markets, Specialty Stores (This included supplements and nutraceuticals) |
| 5521 | Automobile and Truck Dealers |
| 5912 | Drug Stores, Pharmacies |
| 5921 | Package Stores–Beer, Wine and Liquor |
| 5962 | Direct marketing – travel services |
| 5966 | Direct Marketing – outbound telemarketing |
| 5967 | Direct Marketing – Inbound telemarketing |
| 5968 | Direct Marketing – Continuity/Subscription Merchant |
| 5969 | Direct Marketing – Other |
| 5972 | Stamp and coins |
| 5993 | Cigar Stores & Stands |
| 6051 | Quasi Cash–Merchant (Cryptocurrencies/Virtual currencies) |
| 6211 | Forex and Binary Option Services |
| 7273 | Dating & Escort Services |
| 7277 | Debt, Marriage, Personal–Counseling Services |
| 7297 | Massage Parlors |
| 7379 | Computer Maintenance, Repair and Services |
| 7800 | Government Owned Lottery |
| 7801 | Government-Licensed Casinos |
| 7802 | Government-Licensed Horse/Dog Racing |
| 7841 | Video Entertainment Rental Stores |
| 7922 | Theatrical Producers and ticketing (primary ticketing) |
| 7995 | Gambling |
| 7994 | Video Game Arcades and Establishments |
| 6211 | Securities–Brokers and Dealers |
Prohibited categories
Business under these categories will not be able to use Novalnet payment services. This list is non-exhaustive, and it is intended to provide basic guidelines regarding our acceptance policy of Novalnet. This list is updated from time to time and may also be extended at the sole discretion of Novalnet.
- Illegal activities, products & services (including but not limited to Marijuana, Marijuana seeds, Hallucinating mushrooms, K2, Salvia Divinorum, Bath salts with psychoactive effects, HGH, HCG etc.)
- Any service providing peripheral support of illegal activities (i.e. drugs)
- Adult related to Bestiality, Child pornography, Necrophilia, Incest, Rape, Violence, BDSM and other banned content
- Adoption agencies
- Anti-Virus and registry cleaning software’s
- Business/investment opportunities (“get rich quick schemes”, including internet search/ad optimization)
- Credit counselling, repair, protection, and debt reduction and/or consolidation – includes credit card protection and identity theft protection
- Chemical Materials
- Drug Paraphernalia of Any Form
- Extended Warranty Companies
- File sharing/File storage/Cyber Locker/Cloud services and other P2P software’s
- Foreclosure Protection/Guarantees
- HD DVD and Blue Ray – Disk Decryption Devices
- Herbal Smoking Blends and Herbal Incense
- Government Grants
- Lifetime Subscriptions (any product or service)
- Long-term investment and insurance companies
- Medical Benefits Packages (including discount medical cards)
- Mortgage Payments or other debt related estate products
- Multilevel marketing schemes that do not involve a “real” (of independent value) product or service (like Pyramid or Ponzi Schemes) and the primary objective is solicitation of new distributors
- Payday loans
- PC support call centers, Registry cleaners and Bug fixes
- Sales-incentive-based programs that rely on “breakage” to earn profit. “Breakage” is defined as services paid for by the cardholder but never used. Prepaid and gift card program models are not considered breakage and are not, per se, unacceptable
- Substances Designed to Mimic Illegal Drugs (including herbal smoking blends & herbal incense)
- Replica – merchants selling fake products designed to look like the designer name products
- Timeshares and timeshare advertising
- Third party billing companies
- Websites promoted hatred, racism or religious persecution
- Weapons, firearms, munitions of any sort
- Win a car, boat or a real estate’ competition
- Unlicensed/ Unregulated forex and crypto merchants
- Companies that sell protection or registration service against identity theft, Internet fraud, credit card theft or fraud, etc.
- Non-governmental immigration/Visa services.
- Doctors – not elsewhere classified i.e. cosmetic/plastic surgery
- Fortune telling, astrologers, tarot card readers, and mystical services
- Religious organizations providing worship services, religious activities, training or study
- Court Costs including Alimony and Child Support
- Bail and Bond Payments
- Counterfeit goods/ replica goods
- Free trial/low cost trial offers
- Claims management companies
- Open-end services (no limit in duration)
- Pyramid sales/multi-level marketing
- Cannabidiol (CBD) products
- Crowd funding
- Cryptocurrencies/bitcoin/FOREX
- Fulfillment house
- Hair restoration services/hair transplant/hair replacement surgery
- Male/female enhancers
- Warranty programs
- Modeling/talent agencies
- Pre-order merchants
- Voice-over-internet protocol (VoIP)